How To Calculate Zakat On Salary

How To Calculate Zakat On Salary

by with No Comment Orphan Carepost

Zakat is a very important pillar of Islam. It purifies the wealth and Allah almighty grant them more money when they spend their money on Zakat. To pay Zakat, you need to have savings above a certain amount (nisab) for a full year. If you spend all your salary on daily expenses. You do not need to pay Zakat. Keep track of your savings and spending, especially if your income changes, to calculate your Zakat correctly.

Is there any Zakat on Salary:

If a person spends their entire monthly salary and has nothing left at the end of the month. They do not need to pay Zakat.

Zakat is only required if they save enough money to reach the nisab (minimum amount) and keep it for a full year. So, you only pay Zakat if your savings reach the nisab and remain above it for a year.

Calculation of Zakat on Salary:

An employee with a salary will fall into one of two situations:

1. Spends All Salary: If they spend their entire salary and save nothing, they do not have to pay Zakat.

2. Saves Some Salary: If they save part of their salary, Zakat is calculated based on the following:

    1. Strict Calculation: Record each saved amount and its date. Pay Zakat on each amount separately after one year.
    1. Simpler, Generous Method: Pay Zakat on all savings once a year from when the total first reached the nisab (minimum amount). This method is easier, more generous to the poor, and can bring greater rewards. Any extra amount paid acts as a “down payment” for future Zakat.

Example: If a man saves 1000 riyals each month starting from Muharram, he saves similarly in Safar and the following months. When Muharram comes the next year, he adds up all his savings and pays Zakat on the total amount.

Can I pay my Zakat monthly?

If it is easier, you can spread your Zakat payments over the whole year. Calculate your total Zakat for the year and divide it into twelve monthly payments. At the end of the year, review your calculations. If you find you underestimated your Zakat, pay the difference before the new year begins.

Zakat Calculator:

To make an online Zakat payment, start with a simple Zakat Calculator. This tool makes it easy to calculate the 2.5% you need to pay based on your assets.

Our easy-to-use Zakat calculator takes the hassle out of calculating Zakat for everyone. Calculating the amount according to your nisab might seem difficult, but with Transparent Hands, it’s simple.

Just focus on your good deeds and obligations, and we’ll handle the calculations. Provide updated details of your assets so we can accurately determine the nisab using the current rate. Here’s how to calculate Zakat on your salary:

  1. List all your assets.
  2. Subtract any loans or debts you need to repay.
  3. Ensure your balance exceeds the nisab.
  4. Calculate 2.5% of your remaining balance to find your Zakat amount.

Should I be paying my Missed Zakat:

It can be easy to forget or miscalculate our Zakat, or we might be new to understanding this pillar of Islam. However, it’s never too late to pay Zakat from previous years.

Missed Zakat is calculated the same way as current Zakat, but you should use the nisab value from the year you missed, not the current nisab value.

Is zakat on salary like zakat on Agricultural crops:

The person who told you that Zakat on salary is like Zakat on agricultural crops and doesn’t require waiting a full year is incorrect.

Since many people work for a salary, it’s helpful to explain how to correctly pay Zakat on salaries.

FAQs:

How much is the Zakat on salary?

Zakat is one of the pillars of Islam, mandatory for all mentally sound adult Muslims. It entails giving 2.5% of your wealth to support those in need.

How to calculate how much Zakat to pay?

To determine your Zakat amount, calculate the value of your net assets. According to Zakat rules, you owe 2.5% of your wealth if it equals or exceeds the nisab value. If your wealth is below the nisab value, you’re not obligated to pay Zakat.

Is Zakat calculated on wealth or income?

Zakat serves to cleanse excess yearly earnings beyond essential needs. It’s calculated based on income and the value of possessions, typically at a rate of 2.5% or 1/40 of a Muslim’s total savings and wealth for those who qualify.

Do you pay Zakat for the gold you wear?

Gold and silver are eligible for Zakat in any form they take, including jewelry. However, personal jewelry worn by women and basic items like a plain silver ring or decorative sword hilt for men are exempt from Zakat.

Conclusion:

Zakat is necessary for Muslims to pay if they are holding the nisab. Nisab is known as the minimum amount of things that are required for paying zakat. This article is related to How To Calculate Zakat On Salary. I have briefly explained this topic, you can read it thoroughly to know how to calculate zakat on salary. Stay here for more recent updates.

Role of Foster Parents

Role of Foster Parents

by with No Comment Orphan Carepost

Foster parents play an important role in the care and protection of those children whose parents have died or are separated from their biological parents for any reason. The role of foster parents is similar to that of biological parents but they have some extra responsibilities that biological parents do not need to fulfill. In this article, you can read and understand the role of foster parents, the advantages and disadvantages of being a foster parent, and the difference between parenting and foresting.

Role of foster parents

Foster parents are the temporary solution for keeping a child safe and protected. The role of foster parents in this setup is to provide a safe, nurturing space while working toward the possibility of reunification with their biological families or finding a permanent adoptive home. Let’s discuss in detail the role of foster parents in children’s safety, care, and development.

Providing stability and security

The first and foremost role of foster parents is to provide stability and security. Whether due to the death of biological parents or separation from them, a child is feeling insecure and his life is totally unstable. Here, comes the role of foster parents who keep their lives stable by providing them with a consistent routine and safe environment.

Providing emotional support

When children are taken from their biological parents, they experience trauma. They experience low self-esteem, confusion, abandonment, and a sense of being lost. In this situation, the role of foster parents is to tend to their emotional needs and offer them emotional support. They assist kids in processing their feelings and developing strength via kindness, tolerance, and attentive listening. The cornerstone for assisting youngsters in gaining confidence in themselves and others is emotional support.

Encouraging Individual Development

Fostering a child’s personal development is part of the job description for foster parents. They offer chances for social connections, extracurricular activities, and education that might not otherwise be possible. Foster parents assist youngsters in developing self-assurance and life skills that will benefit them far into adulthood by encouraging them to follow their hobbies and talents.

Developing Relationships with Birth Families

The role of foster parents also includes encouraging and mediating communication between the adopted child and their biological family whenever feasible. This can be a sensitive process that calls for comprehension and sensitivity. Foster parents play a critical role in ensuring that these interactions are productive and positive, always having the best interests of the child in mind.

Controlling the behavior of children

Frequently, challenging behavior is a problem when it comes to foster children. They may not be used to following directions as they had a bad parenting experience in the past. They can also be weak or have experienced trauma in the past. To help the child cope with their circumstances, it is crucial that a caregiver be kind, understanding, and patient, and that they have a procedure in place for dealing with challenging behavior.

Getting Around the System

The foster care system, which includes social services, case management, and legal processes, can be intimidating and confusing. In this situation, the role of foster parents frequently plays the role of advocates for the kids in their care, navigating the systems to make sure the kids’ needs are addressed and their rights are respected. Their participation has the potential to have a big impact on the child’s outcomes and experience in the system.

The Difficulties and Benefits

Foster parenting is not without its difficulties. The duty of foster parents frequently includes managing their feelings of connection and the anguish of having a child leave their care, thus there can be major emotional and psychological responsibilities. They might also have to deal with the difficulty of integrating the child into their family dynamic and bureaucratic obstacles.

But the benefits are significant. Seeing the good changes in the kids they look after gives a lot of foster parents great joy. Foster parents play a very rewarding part in a child’s success when they assist them in overcoming hardship. Foster parents and the kids they look after frequently develop enduring relationships, and their influence is seen long after the child has moved on to the next stage of their life.

The Effect on the Community

The community benefits greatly from the role of foster parents. They contribute to lessening the burden on social services and support networks by offering a caring environment. Their initiatives also encourage a culture of accountability and empathy, encouraging people to think about adopting or helping those in need.

FAQ’s

Do foster parents get paid?

Yes, foster parents receive fostering allowance for the their role played in the whole process of foresting. Governments of the USA and UK paid foster parents monthly to provide all the necessities a foster child needs.

Who is eligible to become a foster parent?

If you are above 21, have a legal right to work in the state, and have a spare bedroom in your house then you are eligible to foster a child and can play the role of foster parents. Make sure that your bedroom provides all the necessities a child needs including personal space to play, relax, and spend time alone. 

How long do children stay in foster care?

The length of time is not fixed in foster care. Children remain in foster care unless or until, a permanent placement is available for the child. Children, on average, stay in foster care for 12 to 24 months. Some children stay for a few months and some stay for several years.

What is the biggest challenge for the foster parents?

The biggest challenge in the role of foster parents is finding and reuniting the biological parents of the child. In some cases, the parents of the child died, and in some cases, the home of the biological parents is not a suitable place to live for the child.

Conclusion

The role of foster parents has a positive impact on children’s life and community. They do a tough job usually starting from taking care of the child to reuniting them with family members. In this process, the role of foster parents faces some difficulties which foster parents face with courage and determination. This attributing role is rewarded by the government and society with monetary reward and respect. 

What is foster care

What is foster care | Understanding its system and purpose

by with No Comment Orphan Carepost

Children whose parents have died, or are separated from their parents due to any reason are mostly kept in orphanages or child care agencies. But sometimes these centers are unable to give them a homely environment. What will we do in this case? here comes the element of foster care. In this post, I will tell you about what is foster care. How it works? What is the primary goal of foster care and cover similar highlights. 

What is foster care

What is foster care? It is a temporary arrangement where children who can’t live with their biological parents are kept in the home of foster parents. Foster parents are trained and licensed caregivers. It is a critical social service designed to protect children from neglect, abuse, or other challenging circumstances. This system ensures that children who are removed from their homes due to safety concerns can thrive in a supportive setting.

What is the foster care goal?

Foster care’s major purpose is to provide children with a secure, quiet, and supportive environment in which to study and grow healthily. Foster care enables children to realize their developmental potential fully. The ultimate purpose of foster care is to provide a temporary, supportive environment while attempting to find a permanent solution for the child. This solution might involve:

  • Reunification refers to reuniting a child with their biological family when it is safe and suitable.
  • Adoption is the process of finding a permanent home for a kid when reunion is not possible or in the child’s best interests.
  • Kinship Care refers to placing the youngster with a relative or close family friend who can provide a stable environment.

Why are children in foster care?

Childcare agencies shift children to foster due to a variety of reasons that compromise their safety and growth. Some of the common reasons are given below:

  • Abuse: abuse includes all those activities by the caregiver or family member that harm and manifest the children physically, emotionally, and psychologically. 
  • Neglection: neglection is a stage where parents are unable to fulfill the basic needs of the children including food, shelter, and medical care.
  • Substance Abuse: It refers to the use of drugs or alcohol by parents or caregivers that affects the ability to care for the child.
  • Mental health issues: adverse mental health conditions in the parents prevent them from providing a safe environment for their children.
  • Domestic violence: Exposure to domestic violence also affects the child’s safety and emotional health.

How do children end up in foster care?

Understanding “what is foster care” involves understanding how children enter the system. The entire process usually starts with reports or fears about the child’s well-being through others like teachers, doctors, or neighbors. Child protective services (CPS) or equivalent authorities then investigate these concerns. If the investigation shows that the kid is in immediate danger or that their needs are not being met, they may be removed from their home and placed in foster care.

The placement into foster care is meant to be a temporary solution, providing a safe environment while efforts are made to address the issues within the child’s biological family. During this period, various services may be provided to both the child and the biological family, to eventually resolve the issues that led to the child’s removal.

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Who monitors their care?

Monitoring the care of children is a multi-layered process in which different agents are involved to ensure that foster care fully serves its purpose.

  • Caseworkers: social workers or caseworkers are responsible for monitoring the child’s well-being. They visit the foster home regularly to see if the child is living peacefully, safe, and having basic needs or not. They monitor to make sure that foster parents are taking full care of their children or not. 
  • Foster Agencies: licensed foster care agencies train foster parents on how to take care of their children and provide them with resources to fulfill the basic needs of the child.
  • Judges and court system: family courts play an important role in monitoring the care and well-being of the child. They make important decisions in this regard including taking the child back to the biological parents, staying in foster care, and budget providing foster care. 
  • Foster Parents: Foster parents care for the child daily and are crucial in watching the child’s progress. They also report any concerns to the caseworker or agency.

Understanding what is foster care means seeing how these different groups work together to make sure each child gets the care and support they need.

FAQ’s

What does foster parent mean?

A Foster parent is a person serving as a parent for a child who loses his parents or the court system decides to separate him from his biological parents for any reason. Foster parents help these children to live safely and grow properly by taking good care of them.

Is fostering a child or adopting a child the same?

No, they are different. The key difference between fostering a child and adopting a child is that fostering is temporary and adoption is permanent. An adopted child lives permanently with his parents but a foster child can go back to his biological parents if the court system allows. He can be with his foster parent for several days, a week, months, or can be years.

What is the difference between parenting and frosting?

These concepts are often mixed. Foresting is just taking care of the child and providing him with a nurturing environment. Parenting is providing a loving environment, fulfilling a child’s basic needs, and also teaching him manners, ethics, beliefs, and values. 

Conclusion

Foster care is a temporary solution for keeping a child away from abuse and all these hurdles that stop him from growing properly. Different agencies work together to make sure that the child is living peacefully, and safely and getting all necessities. After reading this article, you can know what is foster care, and how this system works. 

Adoptive Parent: What Does It Take to Be

Adoptive Parent: What Does It Take to Be

by with No Comment Orphan Carepost

Adopting a kid is a fulfilling experience that changes both your life and the lives of the child you are adopting. But taking this route needs serious thought, planning, and comprehension of the obligations involved. This blog article will discuss the requirements, difficulties, and benefits of adoption as we examine what it takes to be an adoptive parent.

What is Adoption

Through the legal process of adoption, a person or couple can legally become the parent(s) of a child who is not their biological child. Through this procedure, the adoptive parents permanently acquire all parental rights and obligations from the child’s biological parents.

Who Can Become an Adoptive Parent?

Any legal adult in most areas is eligible to apply to become an adoptive parent. Nonetheless, courts and adoption agencies take into account several factors, such as:

Age and Marital Status: While single people and couples can adopt, some agencies may favor married couples; many agencies have minimum age criteria.

Financial Stability: Applicants must show that they can give a kid a stable and safe home.

Health: To make sure the adoptive parent(s) are capable of raising a kid, a general health evaluation is typically necessary.

Background Check: To guarantee the child’s safety and well-being, a comprehensive background check is carried out, including a review of the child’s criminal past.

The Emotional and Psychological Aspects of Adoption

Adopting a kid requires extensive emotional and psychological preparation in addition to the legal requirements. Potential adoptive parents should be ready for the following:

Bonding & Attachment: A solid relationship with an adopted child might take some time to develop and calls for tolerance, compassion, and understanding.

Recognizing Trauma: A lot of adopted kids might have gone through trauma, therefore adoptive parents need to have the skills necessary to meet their kids’ emotional needs.

Openness and Communication: Keeping lines of communication open regarding adoption can aid in children’s understanding of their origins and identity.

The Adoption Process: Step by Step

Investigate and Make a Decision: Determine which kind of adoption—domestic, international, or foster care—is best for you by learning about the many options.

Select an Agency: Choose an adoption agency that shares your objectives and values.

Home Study: To determine whether you are ready for adoption, a social worker will come to your house.

Procedure for Matching: A child and you will be paired according to your preferences and the child’s needs.

Finalization: The adoption is formally sealed in court following a period of supervision.

adoptive parents

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Small Steps Lead to Big Success in Parenting

Effective adoptive parents don’t only concentrate on long-term objectives; they also concentrate on tiny, daily gains. Step by step, they assist their children in achieving quantifiable goals by living in the present. Together, we can celebrate these little successes and give kids a sense of satisfaction without putting too much pressure on them to reach a certain goal. With this method, parents and kids may recognize the overall impact of their work.

Persistence in the Face of Rejection

Children who have experienced trauma frequently turn away others who attempt to connect with them. Prosperous parents recognize this conduct as a protective mechanism and decline to acknowledge rejection as the ultimate consequence of their partnership. They prioritize the needs of the child, do not take rejection personally, and are dedicated to overcoming these obstacles to gradually develop intimacy and trust.

Tolerating Negative Feelings

Raising foster children, particularly older foster children with special needs can elicit intensely negative feelings in parents. Successful adoptive parents can experience and analyze these feelings without acting on them. They utilize humor to diffuse their emotions and don’t hold themselves to a strict standard when they become angry. To process their emotions, they also turn to other parents, therapists, or coworkers for assistance.

Flexibility in Parenting Roles

Retaining role flexibility is essential for adoptive parents to succeed. When one parent notices that the other is showing signs of burnout, they take over the duty of caregiver, allowing the stressed parent to get better. Similar success can be attained by single parents through networking, joining groups for foster or adoptive parents, locating friends who can provide a break, and collaborating with respite care providers.

Viewing the Family as a System

Effective parents see their family as a network of interdependent ties. Instead of designating a single member as the issue, they investigate the underlying causes of actions and strive to strengthen bonds between them. They can better deploy resources to handle the difficulties of fostering or adopting a kid thanks to this system’s perspective.

Taking Charge of the Parental Role

Adoptive parents who are successful move swiftly from a hesitant position to accepting their responsibility entirely. They establish limits, take into account the child’s unique qualities and background, and tend to his or her needs. Being in charge doesn’t imply dominating; rather, it refers to starting the conversation and building a foundation of closeness and trust.

Building an Immediate Relationship

Foster and adoptive parents of older children may have limited time. Just like parents of babies and toddlers, successful parents deliberately seek to establish a relationship from the outset. They anticipate actions, break bad habits before they become worse, and show physical care, praise, and positive reinforcement. Even in the face of resistance or withdrawal from the youngster, they take the initiative to make contact and swiftly develop trust.

Practicing Self-Care and Using Humor

Parenting has challenges, but parents who lead balanced lives and make time for humor and self-care are better able to handle it. Frequent getaways, such as nights or weekends away, enable them to gather their thoughts and come back to the family energized.

Embracing an Open Family System

Effective families function as part of an open system, welcoming assistance from other professionals such as social workers, teachers, therapists, and other parents. They use outside assistance to fortify their family and see it as a resource rather than a danger.

The Difficulties and Benefits of Adoptive Parenting

Among the unique challenges that can emerge during adoption are controlling complex emotions, adjusting to cultural perspectives, and managing the legal complications of the procedure. But the advantages outweigh the challenges by a wide margin. Because of the close bonds that are formed, the joy of giving a kid a loving home, and the fulfillment of seeing a child through to maturity, adoption is an incredibly fulfilling experience.

For information about Charity Read article: Benefits of charity

FAQs

1. What is the duration of the adoption process?

Depending on the specifics of the adoption and the circumstances surrounding it, the process might take anywhere from a few months to many years.

2. If I already have biological children, can I still adopt them?

Many biological families choose to adopt to expand their family.

3. What kind of assistance is offered to adoptive parents?

Adoption agencies, counseling services, and support groups offer adoptive parents resources and assistance to help them navigate the challenges of adoption.

Conclusion

Adopting a child is a decision that changes lives and calls for serious consideration, planning, and dedication. Despite the difficulties along the way, there are incalculable benefits to giving a child a secure, caring environment. If you’re thinking about adopting a child, take the time to educate yourself, look for help, and proceed with assurance. Your adoption journey may mark the start of an amazing new chapter in both your and the child’s lives.

 

Benefits of charity

Benefits of Charity

by with No Comment Orphan Carepost

Charity is the act of love and kindness that empowers those who can’t empower themselves. It is offering help to those in need and those who are suffering. Engaging in charitable activities has long-term effects that touch individuals, communities, and societies. This article helps to understand the benefits of charity and how it works for the betterment of society. 

Benefits of Charity

The charity benefits both the receiver and the giver. It is a powerful act that not only empowers those who need it but also for those who give. It has emotional, social, economic, and global benefits.

Emotional and psychological benefits

Charity has numerous emotional and psychological benefits to the needy and the recipient.

  1. Reduces stress: Studies have shown that helping others releases endorphin hormones in your body, enhancing your mood and reducing your stress. Engaging in charitable activities also increases happiness which is good for mental wellbeing.
  1. A sense of purpose: Participating in charitable activities brings a sense of purpose and meaning to life. It reinforces a positive impact on others’ lives which can boost up self-esteem of the giver. It also promotes justice, equality, and diversity in the society.
  1. Sense of support: orphans and needy people do not have any kind of support. Charitable activities give the receiver emotional and financial support which encourages them to live a happy life and creates an essence of support.
  1. Shift of mindset to gratitude: By charitying more, our mind focuses more on needy people’s problems which creates a sense of gratitude.  

Social benefits 

Charity has numerous social benefits. It is crucial for developing and maintaining social relationships as well as communities.

  1. Developing Relationships: Collaborating with others is a common feature of charitable activities, providing opportunities to make new relationships and broaden social networks. Volunteering with others who share your interests may lead to new friendships and a sense of community.
  1. Community cohesion: Charity brings individuals together to work for common goals which leads to the promotion of community cohesion. by working together, groups comprehend and empathize with each other resulting in a cohesive community.
  1. Setting a positive example: Engaging in charitable activities creates a positive role model. These actions inspire compassion and generosity in others. When people observe these role models, they are more likely to spread kindness across society.
Benefits of charity

Economic benefits

Charity to the community helps society and people which promotes economic growth and stability.

  1. Supporting local economies: Charities can boost local companies and economies by making purchases of goods and services, generating employment opportunities, and giving financial aid to individuals in need. Communities may see growth and development as a result of this economic activity.
  1. Reduces Public Spending: Charities can lessen public spending due to a decrease in demand for government-funded programs. As private charities are taking part in public welfare, it can decrease government spending thus lessening the burden on the government budget. 
  1. Promoting Innovation: Charities can increase growth and support long-term economic advancement by providing funds for projects related to research, education, and development.
  1. Increase human capital: Some charities offer educational programs, training, skill development opportunities, and scholarships to build up human capital which is crucial for economic development.   

Global benefits

Charity can bring about positive change on a global scale by tackling critical challenges that cross borders.

  1. Dealing with Global Challenges: Charitable groups frequently address global issues including poverty, hunger, and climate change. Donors help to improve people’s living situations around the world by taking international initiatives.
  1. Promoting peace and prosperity: Through global cooperation, we can tackle the problems, solve global conflicts, and work to support development and a better life standard for needy people. These action helps to promote peace and prosperity.
  1. Encouraging Global Cooperation: Many countries are mutually committed to helping the needy and orphans. for the sake of this mutual purpose, they share resources which encourages global cooperation.

FAQ’s

Is there any benefit of charity/donation to the donor?

Yes, the benefits of charity are not limited to only the needy and orphans but also to the donor. Charity is beneficial for the mental health of donors, creating a meaningful life and increased happiness. Charity also provides social benefits to the donor. Increased their social circles, community involvement, etc.

Is there any financial benefit of charity to the donor?

Yes, most of the registered donations and charities are tax-deductible providing the donors financial benefit.

Do donations of money always help needy people?

Donation of money helps the needy to access resources. But it is not always beneficial as corruption and fraud charity can scam you. So, always donate to a trustful resource to avoid any scams.

Conclusion 

The benefits of charity go beyond its receiver. Charity is also beneficial for its giver. Its advantages are limited to its financials. But it also benefits emotional and social well-being. Charity is an economically friendly act that lessens the burden on the public budget. Through global cooperation, the benefits of charity go beyond borders and solve conflicts among the countries to encourage global peace and prosperity.

How To Work Out Zakat

How To Work Out Zakat

by with No Comment Orphan Carepost

Calculating Zakat is important in Islam. It means giving 2.5% of your wealth and assets held for at least a year to help people who are in need. You figure out what you owe after subtracting any debts you have. This helps purify your wealth and fulfills a key duty in Islam. Here is a guide on How To Work Out Zakat. Let us come and learn about it. 

Understanding how to work out zakat is essential for fulfilling your religious obligations. Start by calculating 2.5% of your eligible wealth, including savings, investments, and assets. Learn the step-by-step process to ensure how to work out zakat calculation and contribute effectively to those in need.

How To Work Out Zakat in 2024:

Zakat is known for spending 2.5 % of the money on the poor and needy. It reminds us to avoid greed and materialism. It is also a cause of bridging the gap between rich and poor by providing essential support.

If you are unsure how much Zakat to pay, ensure you check the current rates of gold and silver (612.36 grams of silver and 87.48 grams of gold) and calculate 2.5% of your wealth. For example, if your total assets, after deducting any debts, amount to £10,000, you would need to pay £250 as Zakat. This ensures you fulfill your religious duty and contribute positively to those in need.

What is Zakat Due on:

Whenever you are going to calculate your total wealth and assets for Zakat. Must consider the following points that I am going to give you here below:

  1. The value of gold and silver items you own.
  2. Money in your bank accounts or cash at home.
  3. Loans you have given out.
  4. Pensions, stocks, shares, and investments.
  5. Investment properties (excluding your primary residence).
  6. Farm and agricultural produce.

Any outstanding debts, including loans, cannot be included in your Zakat calculation and must be deducted from your total assets when determining how much Zakat to pay.

How to Work Out Zakat on Gold:

For simplicity and accuracy, consider using the Africa Relief Zakat Calculator, designed to help you calculate zakat on your gold based on current market prices and the nisab threshold. Alternatively, follow these steps:

  1. Determine the total weight of your zakatable gold assets.
  2. Check the current market value of gold per gram.
  3. Multiply the total weight by the current price per gram to find the market value of your gold.
  4. If the total market value meets or exceeds the nisab threshold, calculate 2.5% of this value as your zakat amount due.

Who receives Zakat?

Muslim scholars derive the eligibility of Zakat from Quran 9:60, 

“The prescribed alms are meant only for the poor, the needy, those employed to administer the funds, those whose hearts are reconciled to the faith, for freeing slaves and helping those in debt, for God’s cause, and for travelers in need. This is an obligation from Allah. And Allah is Knowing and Wise.”

This outlines eight categories of recipients, including the poor, the needy, and administrators of funds. In addition, Zakat is also meant for those who have embraced Islam, freeing slaves. It also helps those burdened by debt, for the cause of God, and travelers in need. 

Today, Zakat mainly goes to the first two groups. Like orphan households, single mothers, people with disabilities, and the elderly. They are often well below the Nisab threshold and face the greatest challenges during conflicts and disasters.

How Do I Actually Work Out Zakat:

Here is the complete process through which you can calculate or work out the zakat. These points ensure you How To Work Out Zakat. 

  1. Total all your income sources: Add up cash, gold, silver, debts owed to you, investment properties, shares, savings, and business assets.
  2. Calculate your living expenses: Sum up personal expenses, debts you owe, and business costs.
  3. Determine your Zakatable Wealth: Subtract living expenses from total income.
  4. Check if it meets the Nisab threshold: Compare your Zakatable Wealth with the current value of Nisab (gold or silver).
  5. Calculate your Zakat: Multiply your Zakatable Wealth by 2.5% to find the Zakat due.

For ease, use our Online Zakat Calculator to input your details and calculate automatically, including gold and silver values.

For more you can read: How To Calculate Zakat On Salary

FAQs:

How do I calculate my zakat?

To calculate your Zakat, sum up all your assets, subtract any debts you owe, and then pay 2.5% of your remaining wealth as Zakat.

What are the formulas for zakat?

To calculate Zakat, gather all your wealth that exceeds your basic needs (such as money, silver, and gold) and ensure it has been in your possession for a full lunar year. From this total, pay 2.5% as Zakat. This practice ensures the purification of wealth and supports those in need according to Islamic principles.

How much zakat on 1000 dollars?

Zakat is an annual charitable donation that Muslims must give from their savings. The zakat rate for cash savings is 2.5%. For example, if you have $1,000 in cash savings, you would give $25 as zakat to charity. It’s important to note that zakat is distinct from taxes and serves a religious and humanitarian purpose in Islam.

How to Work Out Zakat USD?

Zakat is calculated on wealth that exceeds the Nisab threshold, at a rate of 2.5%. This includes cash savings, personal gold and silver, investments like stocks and shares, and personal loans and debts.

Conclusion:

Zakat is an important pillar of Islam. It is obligatory for Muslims to pay Zakat, and it is also their religious right. I have given you the details about How To Work Out Zakat. Through these ways, you can calculate the Zakat easily. I think this information is enough for you and you come to know about how do you calculate zakat.

 

How to give Zakat in Islam

How to give Zakat in Islam

by with No Comment Orphan Carepost

Zakat in islam, one of the Five Pillars of Islam, is a form of almsgiving and religious obligation for Muslims. It involves giving a fixed portion, typically 2.5%, of one’s wealth to those in need, ensuring the equitable distribution of resources within the community. Zakat purifies wealth by recognizing that all belongings are a trust from Allah, fostering social solidarity and reducing poverty. The eligible recipients of Zakat include the poor, the needy, those in debt, and others as specified in the Quran. Proper calculation and distribution of Zakat are essential to fulfilling this vital aspect of Islamic faith and practice.

How to give Zakat in Islam

This guide provides a comprehensive overview of how to give Zakat in Islam, including its calculation, eligibility criteria, distribution, and spiritual significance.

Understanding Zakat

Zakat is an obligatory form of almsgiving, calculated as a fixed percentage of a Muslim’s savings and assets, and distributed to specific categories of beneficiaries. It is distinct from Sadaqah, which refers to voluntary charity.

Purpose

The primary objectives of Zakat are to:

  1. Purify the giver’s wealth by recognizing that all wealth ultimately belongs to Allah.
  2. Reduce socio-economic disparities by providing financial assistance to the poor and needy.
  3. Foster a sense of solidarity and empathy within the Muslim community.

Eligibility Criteria

Who Must Pay Zakat?

  1. Muslims: Only Muslims are required to pay Zakat.
  2. Adults: Zakat in islam is obligatory for mature, mentally sane Muslims.
  3. Nisab: A person must possess the minimum amount of wealth (Nisab) to be eligible to pay Zakat. The Nisab is calculated based on the value of 87.48 grams of gold or 612.36 grams of silver.
  4. Lunar Year: The wealth must be held for one lunar year (Hawl).

Calculating Zakat

Types of Wealth Subject to Zakat

  1. Cash: Includes savings, salary, and any form of currency.
  2. Precious Metals: Gold and silver, whether in the form of jewelry, coins, or bullion.
  3. Business Assets: Inventory, profits, and investments in businesses.
  4. Agricultural Produce: Crops and produce, which have their own specific rates and rules.
  5. Livestock: Specific rules apply to camels, cows, sheep, and goats.
  6. Rental Income: Income derived from property rentals.

Rate of Zakat

The standard rate of Zakat is 2.5% of the total qualifying wealth. However, different rates apply to agricultural produce and livestock.

Steps to Calculate Zakat

  1. Determine the Nisab: Check the current market value of 87.48 grams of gold or 612.36 grams of silver.
  2. Calculate Total Assets: Include all cash, investments, business assets, and other applicable forms of wealth.
  3. Deduct Liabilities: Subtract any immediate debts and expenses due.
  4. Calculate Zakatable Amount: If the remaining amount equals or exceeds the Nisab, multiply it by 2.5% to determine the Zakat owed.

Categories of Beneficiaries

Zakat must be distributed to the following eight categories of recipients, as outlined in the Quran (Surah At-Tawbah 9:60):

  1. The Poor (Al-Fuqara): Those who lack sufficient means to meet basic needs.
  2. The Needy (Al-Masakin): Individuals in financial distress but above the level of extreme poverty.
  3. Zakat Collectors (Amil Zakat): Those appointed to collect and distribute Zakat.
  4. New Muslims (Muallaf): Individuals recently converted to Islam who may need support.
  5. Slaves and Captives (Riqab): To aid in freeing them.
  6. Debtors (Gharimin): Individuals in debt with no means to repay.
  7. In the Cause of Allah (Fisabilillah): For activities that benefit the community, including educational and welfare projects.
  8. Travelers (Ibn Sabil): Stranded travelers in need of financial assistance.

Distribution of Zakat

Methods of Distribution

  1. Direct Giving: Handing over Zakat directly to the beneficiaries.
  2. Through Organizations: Donating to reputable Islamic charitable organizations that distribute Zakat in islam on behalf of the donor.
  3. Community Centers: Utilizing local mosques or community centers to identify and support eligible recipients.

Ensuring Proper Use

To ensure Zakat reaches those who genuinely need it, donors should:

  1. Verify Beneficiaries: Confirm the eligibility of recipients based on the prescribed categories.
  2. Monitor Distribution: Follow up with the organizations or individuals distributing the Zakat to ensure it is used appropriately.
  3. Maintain Records: Keep records of the amount given, the date, and the recipients to ensure accountability.

Spiritual and Social Impact

Spiritual Benefits

  1. Purification of Wealth: Zakat purifies the giver’s wealth and helps eliminate greed and selfishness.
  2. Increased Blessings: It is believed that giving Zakat attracts Allah’s blessings and mercy.
  3. Spiritual Growth: It fosters a sense of gratitude, humility, and reliance on Allah.

Social Benefits

  1. Reducing Poverty: Zakat directly supports those in need, helping to alleviate poverty and hunger.
  2. Promoting Social Welfare: It funds community projects, education, and healthcare, enhancing overall social welfare.
  3. Strengthening Community Bonds: Zakat fosters solidarity, empathy, and mutual support within the Muslim community.

If you want to donate zakat then visit our officially website: www.orphancare.co.uk.

FAQ’s

What is the correct way to pay zakat?

Muslims should assess their possessions and wealth. If their total assets reach the Nisab, which is the value of 87.48 grams of gold or 612.36 grams of silver, they must pay Zakat. The amount to be paid is 2.5% or 1/40 of their total savings and wealth.

How do you distribute zakat in Islam?

A person who must pay Zakat can either give it directly to eligible recipients, appoint an agent to distribute it, or give it to the local Muslim authority for distribution.

How to calculate Zakat?

To calculate Zakat on cash, add up all liquid assets, including checking and savings accounts and cash on hand. Apply the 2.5% rate. Ensure the total meets or exceeds the Nisab threshold to be obligatory.

How much fitra to give?

How much is Fitrana (Zakat ul Fitr) per person? During the Prophet’s (PBUH) time, Fitrana was given as 1 saa’ of food. 1 saa’ equals 4 madd, where a madd is the amount scooped up with two hands together.

Conclusion

Zakat is a fundamental aspect of Islam, emphasizing the importance of sharing wealth and supporting the less fortunate. By understanding the eligibility criteria, calculating the amount accurately, and distributing it responsibly, Muslims fulfill their spiritual obligation and contribute to social justice and community well-being. Through Zakat, wealth is purified, and socio-economic disparities are reduced, promoting a more equitable and compassionate society.

Does Donating to Charity Count as Zakat

Does Donating to Charity Count as Zakat

by with No Comment Orphan Carepost

Donating to charity within the framework of Islamic finance, zakat forms an essential pillar, reflecting the faith’s deep commitment to social welfare and economic justice. As one of Islam’s Five Pillars, the obligation of paying zakat is both a spiritual duty and a means to support those in need, underscoring the significance of understanding its proper application. However, confusion often arises around whether donating to charity can be considered as fulfilling the zakat obligation, a question that holds considerable importance for Muslims striving to adhere to their faith’s teachings while engaging in philanthropic efforts.

This article aims to dissect the nuances that distinguish zakat from general charitable donations, presenting a clear guideline for when a donation can be deemed as zakat. It will explore the concept of zakat in Islam, elucidate the differences between charity and zakat, and detail the criteria necessary for a donation to qualify as zakat. By providing this comprehensive guide, readers will gain valuable insights into fulfilling their religious duties with confidence and precision, ensuring that their contributions effectively support their intended cause in accordance with Islamic principles.

Does Donating to Charity Count as Zakat

Definition and Importance

Zakat, a fundamental Islamic finance term, refers to the obligatory act of giving a portion of one’s wealth to charity. It is mandatory for all Muslims who meet the necessary criteria and is considered a form of worship. The primary purpose of Zakat is to purify yearly earnings that exceed essential needs, helping to ensure that attention does not focus solely on wealth and material possessions. The purification aspect underscores the belief that all wealth ultimately belongs to Allah, and by giving Zakat, Muslims cleanse their money and help reduce inequality within the community.

Conditions for Paying Zakat

For Zakat to be obligatory, several conditions must be met:

  1. The individual must be an adult, sane, and Muslim.
  2. They must have complete ownership and control of the wealth.
  3. The wealth must reach or exceed a specific minimum threshold known as Nisab.
  4. It should be held for one lunar year.
  5. The wealth must have the potential to grow or increase. Different schools of Islamic jurisprudence may have variations in these rules, particularly concerning who must pay Zakat, with some schools requiring payments from the wealth of children and the insane under the guardianship of a sane adult.

Eligible Recipients

Zakat distributions are strictly defined within Islamic law, which identifies eight categories of beneficiaries:

  1. The Poor (Al-Fuqara): Those who lack sufficient means to live.
  2. The Needy (Al-Masakin): Those who are in dire need but may have some basic resources.
  3. Zakat Administrators (Al-Aamileen): Those appointed to collect and distribute Zakat.
  4. Those Whose Hearts Are to Be Reconciled (Al-Muallafatul Quloob): New converts to Islam or people who are expected to benefit the Muslim community.
  5. Those in Bondage (Fir-Riqab): Individuals working towards their freedom from captivity.
  6. Debtors (Al-Gharimeen): People burdened by insurmountable debt.
  7. In the Cause of Allah (Fi Sabilillah): Those working in the path of God, which can include various forms of community service.
  8. The Wayfarer (Ibn Sabil): Travelers who are in need of financial assistance.

By adhering to these principles, Zakat serves as a tool for social justice, providing a mandatory method for financially able Muslims to support those less fortunate in their community.

Charity vs. Zakat: Understanding the Differences

Purpose and Intent

Zakat, a mandatory act of worship, requires Muslims to give 2.5% of their wealth annually to specific beneficiaries outlined in the Qur’an, such as the poor and those in bondage. This act not only purifies the giver’s wealth but also aims to redistribute resources within the Muslim community, thereby strengthening it. In contrast, Sadaqah is voluntary and can be given to anyone in need at any time, reflecting personal acts of kindness without any obligatory constraints.

Amount and Calculation

The calculation of Zakat is precise, demanding 2.5% of a Muslim’s annual savings that exceed the Nisab threshold a specific minimum amount of wealth. This threshold is calculated based on the current values of gold or silver. Sadaqah, however, does not have a fixed amount or specific calculation criteria, allowing for more flexibility and personal discretion in the amount given.

Eligible Recipients

Zakat has strictly defined eligible recipients, including the poor, the needy, those in debt, and wayfarers, among others specified in Islamic law. It cannot be given to non-Muslims, the wealthy, or one’s immediate family such as parents or children. Sadaqah has no such restrictions, permitting donations to a broader array of recipients, including non-monetary forms of aid like acts of service or sharing knowledge.

Criteria for a Donation to Be Considered as Zakat

Intention

For a donation to be considered as Zakat, the donor must have a clear intention at the time of the donation or when setting aside the funds. This intention is crucial as Zakat is an act of worship. The donor does not need to verbalize their intention; it suffices to be consciously aware that the donation is meant as Zakat. If the intention is absent at the time of giving, and only made retroactively, the donation does not qualify as Zakat.

Eligible Causes

Zakat funds must be directed towards specific beneficiaries as outlined by Islamic law. These include the poor, the needy, those in debt, and wayfarers, among others. The funds should not be used for non-approved purposes such as running costs of institutions. Each beneficiary must meet the criteria set by Sharia, such as possessing wealth below the Nisab threshold, to qualify for Zakat.

Proof and Documentation

Organizations handling Zakat are required to meticulously verify the eligibility of recipients through financial and identity checks. This includes reviewing bank statements, validating identities, and ensuring the applicants’ financial status aligns with the Sharia-defined poverty levels. Documentation and proof are essential to maintain transparency and ensure that Zakat is distributed correctly, adhering to both the spiritual and legal standards of the Islamic faith.

FAQs

1. Can charitable donations be considered as fulfilling the obligation of Zakat?


To count a donation as zakat, it is essential to have the specific intention of giving zakat at the time the funds are set aside from your other wealth or when the payment is made. Merely giving to charity throughout the year does not automatically fulfill the zakat requirement.

2. Is there a difference between Sadaqah and Zakat, and can Sadaqah fulfill the Zakat requirement?


While the Qur’an sometimes uses the term Sadaqah interchangeably with Zakat, they generally refer to different types of charity. Zakat is a mandatory charitable contribution, whereas Sadaqah is voluntary. Therefore, Sadaqah cannot be counted as Zakat.

3. Does contributing to the construction or maintenance of a mosque qualify as Zakat?


Donations made to mosques do not qualify as Zakat. This is because mosques, like schools and public works, are not owned by individuals but serve the community, which does not align with the specific criteria set for Zakat distribution.

4. What exactly is Zakat, and how is it different from general charity?


Zakat is one of the five pillars of Islam, mandating all Muslims who meet a certain wealth threshold to donate a specific portion of their wealth 2.5% or 1/40th to charity. This obligatory act of giving is distinct from voluntary contributions, emphasizing both a religious duty and a social mechanism to redistribute wealth.

Conclusion

While charitable donations are commendable, only those that meet specific Islamic criteria can be classified as zakat. The distinction lies in the giver’s intention, recipient eligibility, and adherence to Islamic law. Correctly applying zakat principles ensures fulfillment of religious obligations, supports rightful beneficiaries, and aligns with zakat’s objectives of wealth purification and resource redistribution. This diligence strengthens community cohesion and underscores Islam’s social justice ethos, fostering a more just and equitable world.

Are Orphans Eligible for Zakat

Are Orphans Eligible for Zakat

by with No Comment Orphan Carepost

Zakat benefits are available to orphans, a mandatory form of charity in Islam. It aims to support those in need, including orphans who lack parental care and financial support. Islam emphasizes the importance of caring for orphans and includes them among the categories eligible to receive Zakat, ensuring they receive essential support for their well-being and development.

Are Orphans Eligible for Zakat

In Islamic tradition, it is a fundamental pillar that entails giving a portion of one’s wealth to those in need, as specified in the Quran. The eligibility of orphans to receive Zakats is explicitly mentioned, making it crucial to understand how this obligation applies to them.

Understanding Zakat

It is an obligatory form of almsgiving for Muslims who meet specific criteria of wealth and possession. It serves to purify one’s wealth and support the less fortunate in society. The recipients of Zakats are outlined in the Quran (9:60) and generally include the poor, the needy, those in debt, travelers, and those working in its collection and distribution.

Eligibility of Orphans for Zakat

Orphans are explicitly mentioned as eligible recipients of Zakats in the Quran. The term “orphans” (Arabic: yatama) refers to children who have lost one or both parents and are in need of support. According to Islamic teachings, caring for orphans is a highly emphasized act of charity and kindness.

Categories of Orphans Eligible for Zakat

Direct Orphans (Yatim):

These are children who have lost their father or both parents and require financial support for their upbringing, education, and general welfare.

Indirect Orphans (Miskin):

This category includes children whose primary guardian (usually the father) is unable to provide adequately for them due to reasons such as illness, disability, or financial hardship.

Criteria for Distributing Zakat to Orphans

Financial Need:

Orphans must demonstrate a financial need for zakats assistance. This need can arise from the absence of a breadwinner in the household or inadequate financial resources to meet basic necessities.

Guardianship:

It can be allocated to orphans through their legal guardians or caretakers, ensuring that the funds are used for the orphans’ benefit in accordance with Islamic principles.

Education and Welfare:

Zakats funds can be used to support orphans’ education, healthcare, shelter, and other essential needs that contribute to their well-being and development.

Importance of Supporting Orphans

In Islamic tradition, supporting orphans is considered a virtuous act with significant rewards. Prophet Muhammad (peace be upon him) emphasized the importance of caring for orphans, stating that the one who supports an orphan will be close to him in Paradise like this (gesturing with two fingers, i.e., very close).

Distribution of Zakat to Orphans

When distributing Zakats to orphans, it is essential to ensure transparency and accountability. Islamic organizations and charities often have structured programs to identify eligible orphans, assess their needs, and distribute Zakat accordingly. If you want to donate to poor children then come our website and Donate them.

FAQ’s

Can Zakat be given to an orphanage?

The Prophet, peace be upon him, includes orphans among Zakat recipients alongside other designated groups, emphasizing their eligibility for financial support without restriction to voluntary charity alone.

Who is not eligible to receive Zakat?

You can’t give Zakat to your immediate family (spouse, children, parents, and grandparents) or Hashimis (descendants of the Prophet, peace be upon him), but other relatives are eligible recipients.

What is the Islamic ruling on orphans?

The Quran emphasizes protecting the rights and wealth of orphans, warning against replacing their assets with yours or using their property for yourself, which is a grave sin.

Is sponsoring an orphan sadaqah?

Sponsoring an orphan offers ongoing charity (sadaqah jariyah) through meeting their needs and the lasting benefits their good deeds bring to others throughout their life.

Conclusion

Its serves as a means of social justice and solidarity within the Muslim community, emphasizing the importance of caring for the less fortunate, including orphans. By fulfilling this obligation, Muslims not only purify their wealth but also contribute to the well-being and development of vulnerable children. Understanding the eligibility of orphans for Zakat and ensuring its proper distribution are essential aspects of practicing this pillar of Islam effectively.

Can you Sponsor an Orphan with Zakat

Can you Sponsor an Orphan with Zakat

by with No Comment Orphan Carepost

Sponsor an orphan with Zakat is a powerful and compassionate act that aligns with the core principles of Islamic charity. Zakat, one of the five pillars of Islam, mandates Muslims to give a portion of their wealth to those in need. By directing Zakat towards orphan sponsorship, you provide essential support such as food, clothing, education, and healthcare to vulnerable children. This act not only fulfills a religious obligation but also profoundly impacts the life of an orphan, offering them hope and a brighter future. Embracing this noble cause fosters a sense of community and demonstrates the true spirit of generosity and care in Islam.

Can you Sponsor an Orphan with Zakat

Here’s a comprehensive guide to help you understand and implement this form of charity.

Understanding Zakat and its Importance

Zakat is a mandatory annual contribution, usually 2.5% of a Muslim’s savings and wealth above a certain threshold (Nisab). It aims to redistribute wealth, assist the needy, and cleanse the donor’s wealth. Orphans, often deprived of parental care and financial support, are among the key recipients of Zakat.

Eligibility Criteria for Zakat Recipients

According to Islamic law, Zakat can be given to eight categories of beneficiaries mentioned in the Quran (Surah At-Tawbah 9:60). Orphans fall under the categories of “Al-Masakin” (the needy) and “Al-Fuqara” (the poor). Therefore, sponsoring an orphan is a valid and highly recommended use of Zakat.

Steps to Sponsor an Orphan with Zakat

Calculate Your Zakat:

Determine the Nisab: The Nisab is the minimum amount of wealth a Muslim must have before they are liable to pay Zakat. It is equivalent to 85 grams of gold or 595 grams of silver. Check current market values to determine the Nisab threshold.

Calculate 2.5%: Once you determine your total qualifying wealth, calculate 2.5% to find out the amount of Zakat you need to pay.

Select a Reputable Organization:

Research: Look for organizations that specialize in orphan sponsorship and have a transparent track record.

Verification: Ensure the organization is credible. Check reviews, financial reports, and certifications. Trustworthy organizations often have endorsements from Islamic scholars.

Understand the Sponsorship Process:

Program Details: Learn about the specifics of the orphan sponsorship program. Understand how the funds will be used covering education, healthcare, clothing, and general welfare.

Communication: Check if the organization provides updates about the child’s progress and well-being. Regular reports can offer transparency and a personal connection.

Allocate Your Zakat:

Direct Sponsorship: Some organizations allow you to sponsors an orphan directly using your Zakat. This involves regular payments that cater to the orphan’s needs.

General Fund: Alternatively, you can contribute your Zakat to a general fund dedicated to supporting orphans. This ensures your donation is used where it’s most needed.

Make the Payment:

Online Transfers: Most organizations offer online payment options. Ensure the payment gateway is secure.

Bank Transfers: You can also transfer your Zakat directly to the organization’s bank account. Keep records of all transactions for accountability.

Follow Up:

Updates and Reports: Engage with the organization to receive updates about the orphan’s progress. This ensures your Zakat is making a tangible impact.

Feedback: Provide feedback to the organization. Your input can help improve their services and the overall experience for both donors and beneficiaries.

Benefits of Sponsoring an Orphan with Zakat

  • Spiritual Fulfillment: Sponsoring an orphan fulfills a critical Islamic obligation and brings immense spiritual satisfaction.
  • Social Impact: Your contribution helps break the cycle of poverty, providing orphans with opportunities for a better future.
  • Community Building: Supporting orphans fosters a sense of community and social responsibility.

FAQ’s

Is sponsoring an orphan sadaqah?

Sponsoring an orphan offers ongoing charity: sustaining their needs, benefiting others throughout their life, and continuing to spread goodness beyond their lifetime.

What is the best Islamic charity to sponsor an orphan?

Islamic Relief has helped families and orphaned children in need for 36 years, addressing war, poverty, and health challenges.

What is sponsoring an orphan?

Your $31 monthly donation transforms a child’s life by providing food, shelter, education, healthcare, and a safe environment.

How to raise an orphan in Islam?

Islam commands the careful management of an orphan’s wealth, ensuring it is preserved and returned to them when they reach adulthood.

Conclusion

Sponsoring an orphan with Zakat is a powerful way to fulfill your religious duties while making a significant difference in a young life. By following this guide, you can ensure that your Zakat is utilized effectively, providing much-needed support and care to those who need it most. Remember, your contribution can transform lives and contribute to a more compassionate and just society.